:root{--navy:#071426;--navy2:#0c2138;--ink:#10233b;--muted:#5c6b7d;--paper:#f5f8fb;--white:#fff;--cyan:#35d8c1;--cyan2:#0aa98f;--line:#dfe7ef;--shadow:0 18px 50px rgba(7,20,38,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);font-size:16px;line-height:1.7}a{color:inherit;text-decoration:none}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.skip{position:fixed;z-index:100;left:16px;top:-70px;padding:12px 18px;background:var(--cyan);color:var(--navy);border-radius:8px;font-weight:800}.skip:focus{top:16px}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--cyan);outline-offset:4px}
.nav{position:sticky;z-index:20;top:0;background:rgba(7,20,38,.96);backdrop-filter:blur(16px);border-bottom:1px solid rgba(255,255,255,.1)}.navin{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;gap:11px;align-items:center;color:#fff;font-weight:850;letter-spacing:.04em}.brand img{width:46px;height:62px;object-fit:contain}.links{display:flex;align-items:center;gap:25px;color:#d5e2ee;font-size:.92rem}.links a:hover{color:#fff}.cta,.button{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 22px;border-radius:10px;font-weight:800}.cta,.button.primary{background:var(--cyan);color:var(--navy)!important}.menu{display:none;background:none;border:0;color:#fff;font-size:1.5rem;padding:8px}
.page-hero{background:var(--navy);color:#fff;padding:72px 0 80px;overflow:hidden;position:relative}.page-hero:after{content:"";position:absolute;width:480px;height:480px;border:1px solid rgba(53,216,193,.17);border-radius:50%;right:-130px;top:-190px;box-shadow:0 0 0 65px rgba(53,216,193,.035),0 0 0 130px rgba(53,216,193,.02)}.crumb{position:relative;z-index:1;color:#9fb1c4;font-size:.9rem;margin-bottom:30px}.crumb a{color:var(--cyan)}.eyebrow{position:relative;z-index:1;color:var(--cyan);font-size:.79rem;font-weight:850;text-transform:uppercase;letter-spacing:.14em}.page-hero h1{position:relative;z-index:1;font-size:clamp(2.6rem,6vw,5rem);line-height:1.04;letter-spacing:-.05em;margin:15px 0 22px;max-width:900px}.page-hero p{position:relative;z-index:1;color:#c7d5e2;font-size:1.16rem;max-width:770px;margin:0}.hero-actions{position:relative;z-index:1;margin-top:30px;display:flex;gap:12px;flex-wrap:wrap}.button.ghost{border:1px solid #52677d;color:#fff}
section{padding:78px 0}.section-head{max-width:760px;margin-bottom:34px}.kicker{color:var(--cyan2);font-weight:850;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem}.section-head h2,.prose h2{font-size:clamp(1.9rem,4vw,3rem);line-height:1.1;letter-spacing:-.035em;margin:10px 0 16px}.section-head p,.prose p{color:var(--muted)}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.panel{background:#fff;border:1px solid var(--line);border-radius:15px;padding:27px}.panel h3{font-size:1.25rem;line-height:1.3;margin:0 0 11px}.panel p{color:var(--muted);margin:0}.panel ul{padding-left:20px;color:var(--muted);margin:12px 0 0}.tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:24px}.tags span{padding:7px 11px;background:#fff;border:1px solid var(--line);border-radius:8px;font-size:.84rem;font-weight:750}.dark{background:var(--navy2);color:#fff}.dark .section-head p,.dark .panel p,.dark .panel ul{color:#afc0cf}.dark .panel{background:#102a45;border-color:#29435e}.process{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#29435e;border:1px solid #29435e;border-radius:15px;overflow:hidden}.process article{background:var(--navy2);padding:26px}.process b{display:grid;place-items:center;width:34px;height:34px;border-radius:8px;background:var(--cyan);color:var(--navy)}.process h3{font-size:1.06rem;margin:19px 0 8px}.process p{color:#afc0cf;margin:0;font-size:.93rem}.prose{max-width:800px}.prose h3{font-size:1.35rem;margin:32px 0 8px}.prose li{margin:8px 0}.callout{margin:34px 0;padding:25px;border-left:4px solid var(--cyan2);background:#fff;border-radius:0 12px 12px 0;box-shadow:var(--shadow)}.related{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.related a{display:block;padding:22px;background:#fff;color:var(--ink);border:1px solid var(--line);border-radius:13px;font-weight:800}.related a:hover{border-color:var(--cyan2);box-shadow:var(--shadow)}.faq{display:grid;gap:11px}.faq details{background:#fff;border:1px solid var(--line);border-radius:12px}.faq summary{cursor:pointer;padding:19px 52px 19px 20px;font-weight:800;position:relative;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";position:absolute;right:20px;color:var(--cyan2);font-size:1.4rem}.faq details[open] summary:after{content:"−"}.faq details p{color:var(--muted);margin:0;padding:0 20px 20px}.contact{background:var(--cyan);color:var(--navy);padding:68px 0}.contactin{display:flex;justify-content:space-between;align-items:center;gap:35px}.contact h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.08;letter-spacing:-.04em;margin:0}.contact p{max-width:650px}.contact .button{background:var(--navy);color:#fff;white-space:nowrap}.articles{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.article{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:15px;padding:27px;transition:.2s}.article:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.article small{color:var(--cyan2);font-weight:850;text-transform:uppercase;letter-spacing:.09em}.article h2,.article h3{font-size:1.35rem;line-height:1.3;margin:15px 0 10px}.article p{color:var(--muted);margin:0 0 20px}.article strong{margin-top:auto}.author{color:var(--muted);font-size:.92rem;margin-top:18px}.footer{background:var(--navy);color:#9eb0c2;padding:28px 0}.foot{display:flex;align-items:center;justify-content:space-between;gap:24px;font-size:.9rem}.foot .brand{font-size:.9rem}.foot .brand img{width:40px;height:54px}
@media(max-width:900px){.grid3,.process,.related,.articles{grid-template-columns:1fr}.links{position:absolute;display:none;top:82px;left:0;right:0;padding:24px 20px;background:var(--navy);flex-direction:column;align-items:stretch}.links.open{display:flex}.menu{display:block}.cta{text-align:center}.contactin,.foot{align-items:flex-start;flex-direction:column}.page-hero{padding:58px 0 66px}}